Simple, transparent pricing

No hidden fees. No lock-in contracts. Scale as you grow.

Monthly
Annual Save 20%
FREE
For sole traders
$0/forever
  • 1 user
  • 50 transactions/month
  • Basic invoicing (10/mo)
  • 3 bank accounts
  • P&L + Balance Sheet
  • GST/BAS reports
  • Mobile app
  • Payroll
  • AI Agent
  • Multi-currency
Get Started Free
AIR
For small businesses
$10/mo
  • 2 users
  • 500 transactions/month
  • Unlimited invoicing
  • 5 bank accounts
  • All financial reports
  • Bank reconciliation
  • 5 payroll employees
  • AI Chat
  • Agentic workflows
  • Priority support
Start Trial
PRO MAX
For scaled SMBs
$30/mo
  • Unlimited users
  • Unlimited payroll
  • Priority support
  • Dedicated account manager
  • API access
  • Advanced analytics
  • Full audit trail
  • White-label invoicing
  • Custom integrations
Start Trial

How MindFin compares

More features, lower price. AI-first design for modern businesses.

MindFin Pro Xero Standard QuickBooks Plus MYOB Essentials
Price / month $20 $42 $55 $35
AI Bookkeeping
AI Assistant
Users Included 5 1 5 1
Payroll ✓ (10 emps) Add-on ($13/mo) Add-on ($15/mo) Add-on ($10/mo)
Bank Reconciliation
Multi-Currency
Interactive Charts

Frequently Asked Questions

Everything you need to know about MindFin.

Is my data safe with MindFin?
Absolutely. MindFin uses 256-bit AES encryption at rest and TLS 1.3 in transit. We host on Google Cloud Platform with regional data residency options (Australia, USA, NZ, China, Singapore, UK). We are SOC 2 Type II compliant and undergo regular third-party security audits.
Can I migrate from Xero, MYOB or QuickBooks?
Yes. MindFin includes a free migration tool that imports your chart of accounts, contacts, invoices and historical transactions from Xero, MYOB, QuickBooks and CSV files. Most migrations complete in under 10 minutes. Our support team is happy to assist with complex migrations.
How does the AI categorisation work?
MindFin's AI analyses transaction descriptions, amounts, merchant information and historical patterns to automatically assign the correct account category. It starts with a pre-trained model localised to your country's tax and accounting standards, and continuously learns from your corrections. Most businesses reach 97%+ accuracy within two weeks.
Is MindFin tax compliant?
Yes. MindFin is designed for multi-country tax compliance. In Australia: GST, BAS, STP Phase 2, TPAR. In the USA: sales tax, 1099 reporting, payroll tax (federal + state). In New Zealand: GST. In China: VAT, Fapiao support. In Singapore: GST. In the UK: VAT, Making Tax Digital. Our reports adapt to each country's requirements and we stay current with regulatory changes.
What happens after my free trial ends?
After your 14-day trial, you can choose to continue on any paid plan or downgrade to the Free plan. There is no automatic billing. We will never charge you without explicit consent. All your data is preserved regardless of the plan you choose.

Ready to let AI manage your books?

Join thousands of businesses across Australia, USA, New Zealand, China, Singapore, and the UK saving time and money with MindFin.

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